This Privacy Policy explains Gotham Bank of New York's collection, use, retention and security of information about you.

Privacy Policy
We restrict access to non-public personal information about you and your account(s) to those Bank employees who need to know that information to maintain records, carry out transactions for you, and to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.

Non-Public Personal Information We Collect
We collect non-public personal information about you from the following sources:

* Information we receive from you on applications or other forms
* Information about your transactions with us
* Information we receive from consumer reporting agencies, public sources, and estate records.

Non-Public Personal Information We Disclose
We may disclose the following kinds of non-public personal information about you and your account(s):
* Information we receive from you on applications or other forms, such as your name, address, social security numbers, assets and income.
* Information about your transactions with us, such as your account balance, payment history, parties to transactions, and credit card usage.
* Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Parties to Whom We Disclose Non-Public Personal Information
We disclose non-public personal information about you to the following types of third parties, including those with whom we may have agreements to provide services to us or to offer new products and services to you. For example:
* Financial service providers, such as data processing, loan servicing and fraud prevention companies:
* Non-financial companies, such as retailers, direct marketers, airlines, publishers, loan settlement service providers, and property inspection companies: and
* To respond to a subpoena, court order, judicial process, demand from one of the regulatory agencies or other legally required disclosures.

Opt Out Information
If you elect to "opt out" of information sharing, we will treat that opt out as applying to all financial products or services that you have obtained from us in the past or that you may obtain from us in the future.
If you prefer that we not disclose non-public personal information about you or your account(s) to third parties, you may opt out of those disclosures: that is, you may direct us not to make those disclosures (other than disclosures permitted or required by law, subpoena, etc.).
If you have joint account, a request to opt our of information sharing by one party will apply to all of your relationships with Gotham Bank of New York.
Our Privacy Policy will continue to apply even if you no longer bank with us.
If at any time you believe that any information about you or your account(s) is not accurate, please contact us.

Privacy Choices Form
If you want to limit disclosures of personal information about you as described in this Privacy Policy, just check the appropriate box or boxes to indicate your privacy choices. Then mail this form to the address listed below.

( ) Remove my name from your mailing lists used for promotional offers.
( ) Remove my name from your telemarketing lists used for promotional offers.
( )Do not contact me by telephone to offer products or services.

My account number(s) are:

___________________________________________________

___________________________________________________

_______________________________________
SIgn Here

_______________________________________
Account Holder's Name (Please Print)

_______________________________________
Account Holders Address

_______________________________________
City, State, Zip

_______________________________________
Phone Number

If you checked any of the boxes above, please mail this form in a stamped envelope to:
GOTHAM BANK OF NEW YORK
1412 BROADWAY
NEW YORK, NEW YORK 10018

or email us at:
disaac@gothambankny.com